When did you last review your home or investment property mortgage? Is your interest rate & structure competitive and appropriate? Do you currently have an Interest Only mortgage, and are expecting to easily roll to another Interest Only period when the time comes? What about if you are planning to buy a property, or upgrade your current property, in the next 12 months…do you know your current Borrowing Capacity?

With the lending landscape changing so dramatically in 2018, it’s never been more important to be proactive in reviewing your home and investment property mortgage facilities on a regular basis. It’s also never been more important to have a quality Lending Adviser on your team, rather than dealing directly with the banks. In the video below, I interview Craig Ridley, Director of Lending Advisory within The Practice – Personal Wealth Advisory division. Craig is one of the very best in the business and a wealth of knowledge in the lending advisory space. For anyone with a home mortgage or investment property loan, please take the time to watch this video, as Mastering Your Debt is one of the key steps on your path towards creating future Financial Freedom.

Matthew Morrison is the Director of Wealth Advisory at The Practice, a Personal Wealth Advisory & Business Advisory firm based in Melbourne & Sydney. Matt along with The Practice team are committed to and passionate about developing & implementing wealth creation strategies for clients to enable them to Fuel their Family’s Future (while protecting them along the journey).

Matt and The Practice team can be contacted via http://thepractice.com.au or (03) 8888 4000.

Disclaimer – the above views and ideas are general advice only and are purely the opinions of the author. It’s important that you seek professional advice tailored to your needs before taking action regarding your financial future. (Also, unfortunately we can’t guarantee the top quality content in this blog will secure you a prosperous future if you ‘try this at home’, or trust any old backyard financial adviser to help you & your family with what is one of the most important decisions you’ll ever make…who to partner with on your quest to build wealth & create future Financial Freedom).